Zopa Peer to Peer Lending Exchange

Zopa is a different kind of lending service - instead of borrowing money from a loan company or finance company you borrow directly from other people - and you decide how much you want to borrow anything from £10 up to £25,000.

Very low interest rate loan
The rates which are available are the very lowest available - from just 8% which is lower than most loan companies. On average Zopa interest rates are 20% lower than high street equivalents.

Who qualifies for a loan at Zopa?
If you have a good clean credit record, a checkable credit history and an income which makes the loan affordable then you qualify for a loan from Zopas lenders.

No Penalties for Early Settlement
At Zopa you can make extra repayments on your loan or settle it early with no penaltiies.

Zopa Listings
At Zopa you can create a new listing stating the amount of money you want to borrow and lenders will make you offers - remember Zopa lenders arent finance companies they are other people. You can get the total sum you need off multiple lenders if you desire.

Make Money Lending at Zopa
If you have money you wish to invest then why not become a Zopa lender. You decide who you want to lend money too and at what rate, and as all Zopa borrowers are screened and have passed credit checks, much of the risk of lending money is removed.

Zopa at a Glance
Peer to peer lending exchange
Very low interest rates - much lower than high street equivalents
Other Zopa members will offer to lend you money - you choose those you want to accept
Can borrow from multiple sources
Can make money lending to other Zopa members
No Penalties for Early Settlement

Find out More about Zopa Peer to Peer Lending