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Guaranteed Acceptance Bank Accounts - Get a Current Account whatever your credit
Getting a UK bank account when you have less than perfect credit can be a struggle. It has been so difficult for anyone with poor credit, CCJs or arrears to be accepted for a bank account that that the government actually insisted that everyone in the UK should have access to at least a basic bank account. Unfortunately, in many cases, the banks have taken basic to the extreme, with bank accounts with virtually no facilities. Others are still refusing applications, even though the guidelines say they should allow everyone access to a basic bank account. If you anything more than a very basic account for example a fully featured current account and you have bad credit, most banks will not even consider you.
The good news is that you can get a fully featured bank account regardless of your credit history. You can apply direct online for a fully featured current account, with all the features of a regular bank account. Alternatively, if you need a more specialised bank account you can use one of the introductory services which guarantee you will be accepted for the account you need. Read on to see the sort of bank accounts which are available to you
Secure Trust Basic Bank Account with Card - Guaranteed Acceptance no credit check
Secure Trust offer a guaranteed acceptance basic bank account with a Mastercard Prepaid Card. No credit checks are needed to open this bank account, and there are no hefty bank charges - in fact there are no charges even for bounced direct debits. Available to all UK residents over the age of 18 who can satisfy a basic identity check. No large set up fees - the cost for this account is just £12.50, and a monthly fee of £12.50. However you could save much more than this in bank charges - in fact check the handy bank charge calculator on the site to find out how much you could actually save. This account also offers cash rewards when you shop at some of the UKs leading retailers - including Asda, HMV, Comet, Dominoes, B & Q and many more
Apply now for guaranteed acceptance
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Bankrupt Bank Account - Bank Account for Bankrupts and IVA Holders
This is a guaranteed arrangement bank account for current and discharged bank accounts and IVA holders with a UK bank. Standing Orders and Direct Debit Facilities, no minimum balance, counter cheques issued initially
Features
Bank Account for Current and Discharged Bankrupts
Standing Orders and Direct Debit Facilities
No minimum balance requirement
Account opened at a UK high street or investment bank
Guaranteed arrangement fee £79
Apply Now Online
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Guaranteed Acceptance Basic Business Bank Acccount
A guaranteed acceptance basic business account available to sole traders, partnerships and limited companies. Also available to bankrupts and IVA holders, making this one of the only bankrupt business accounts available.
Features
No minimum balance requirements
UK bank
Standing Orders and Direct Debits
Counter Cheques issued initially
Available as a bankrupt business account or to anyone requiring basic business banking facilities
Guaranteed arrangement fee £69 plus VAT
Apply Now Online
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