Apply for a Provident Loan online

Provident Personal Credit will lend to most people, regardless of circumstances. If you are unemployed, on Income Support, if you are a student or on disability benefits, tax credits, incapacity benefits, or in full or part time work you can still apply for a doorstep loan from Provident.

Provident Weekly Repayments
The exact amount you will repay on the loan depends on how much you borrow and over how long a period. Your repayments are fixed and will never go up. Some people think that Provdent Loans are expensive, and it is true that the APR of these loans is higher than banks or building societies - however Provident is available to all people regardless of circumstances







Applying for a Provident Loan Online
You can apply for your Provident loan online using this form. You will recieive a decision on your loan in principle straight away. Your local agent will then contact you to pay your loan. The loan is paid in cash direct to you. There is no need for a bank account.

Provident Loans are flexible.
Unlike payday loans provident loans can be repaid over up to a year. You choose the amount you want to borrow and over how long. If during the period of your Provident Loan you need to borrow more money, this can be arranged with your agent. The only criteria is that you can afford the repayments.

How Long Does it Take to get a Provident Loan?
Provident Loans can be paid in as little as 24 hours from application, although more often it takes a couple of days. Your loan is paid direct to you in cash so there is no waiting around for the cheque to clear.

Can I Still Get Provident Shopping Vouchers?
Provident shopping vouchers are a popular way of budgeting for larger purchases or for Christmas and birthdays. You can receive a loan in shopping vouchers which can be used at most high street shops. You can also choose to receive a Provident Visa card which is preloaded with £300. You can use the Provident Visa anywhere either on the high street or online.

Apply now for a Provident Loan Online