Get A Loan Today - Instant Loans

What Type Of Loan Do You Need?

You can borrow money for almost any purpose, but choosing the right loan for you can save a lot of money. Payday loans, for example are designed to cover short term emergencies and become very expensive if rolled over for several months. If you need to borrow money for several months, then a weekly payment doorstep loan may be more suitable. The best rule of thumb is to borrow as little as possible over the shortest time period. Check the interest rates and the representative interest of the lender, as this will provide real life examples of how much a typical loan will cost. Most payday lenders charge between £25 and £30 per £100 borrowed per month.

Payday loans short term loan of 60 days or less
Short terms quick cash loans usually for a period of up to one month or until next payday. Often payday loans are available with no credit checks, so poor credit is not a problem. Usually payday loans require you to be over 18, with a regular income paid into a bank account and be able to afford the repayment. The loan is repaid in a single sum on the next payday or the date you specify. Some lenders will allow a rollover of a loan from one pay period to the next, but this is generally expensive and should be considered carefully as fees and interest can soon mount up.

Logbook Loans medium term loans usually repayable over 12 months to 3 years
Logbook Loans are loans secured on your cars documents - you keep full use of the car, the loan company keeps the documents until the loan is paid off. No credit checks are usually required and how much you can borrow depends on the age and condition of your vehicle. The down side to logbook loans or V5 loans as they are sometimes called is that your car is used as security and if you are unable to repay the loan you could lose your vehicle. Repossessions are rare and lenders will only use this option as a last resort, so if you do experience difficulties in repaying a logbook loan let the lender know as soon as possible so they can work out a solution.

Doorstep Loans medium term loans usually repaid over 3 to 12 months
Doorstep loan providers offer easy cash loans direct to your door which can be repaid over a number of weeks.
They are available to everyone including unemployed, people on benefits or anyone who needs a loan of up to £500. Doorstep loan companies also offer shopping vouchers. 'Doorstep loans are sometimes known as weekly collected credit as they are administered through local agents who deliver the loan to your door and also collect the repayments in cash this week. Doorstep lenders will also issue loans to people with bad credit, people with no bank accounts and people who have turned down by other lenders.

No Credit Check Loans short, medium or long term loans depending on lender
Some loans require no credit checks, so previous credit problems, CCJs and even IVA's and bankruptcy are not a problem. Examples of no credit loans include guarantor loans and other loans which require some form of security. Guarantor loans are a type of loan available to people who have been turned down by other lenders

Car Loans medium to long term loans up to 5 years
Bad credit need not stop you getting the money you need. car finance whatever your credit history. Our car loan lenders will approve your finance on a new vehicle before you visit the car dealer - and you can choose any vehicle from any dealer in the UK knowing the finance is already in place for you to buy it. No deposit deals and guaranteed acceptance finance deals are also available, putting ownership of a new vehicle within the reach of most applicants.